No one needs the added financial, practical and emotional problems that a serious illness can bring. Sometimes, without warning, these things happen and while no one likes to think about becoming seriously ill, it pays to be prepared for the future. Ask yourself, how would I or my family cope if I got seriously ill? Life is complicated enough when you’re fit, well and have a steady income coming in. But we often take our health for granted, especially when we’re younger.
While death comes to us all, it’s serious illness that perhaps is our biggest risk. In fact, you are much more likely to suffer from Cancer, a Heart Attack, or a Stroke before age 65 than you are to die. And what if you do become seriously ill and you can’t work? What if you find yourself struggling financially at a time when money should be the last thing on your mind?
This type of cover pays you a lump sum amount if you suffer from one of the specified illnesses covered on your plan.