Whole of Life Insurance
Whole of Life Insurance provides you with life cover for the duration of your life. It guarantees a payout to your beneficiaries upon your death, no matter when it occurs, as long as premiums are paid. Unlike Term Life Insurance, which only covers you for a set period, Whole of Life cover is designed to last your entire life, offering permanent protection​​
Key Benefits:
Lifetime Coverage: Your policy lasts for life, ensuring your family is financially protected no matter how long you live.
​
Guaranteed Payout: A lump sum is paid to your loved ones when you pass away, helping with expenses like funeral costs, debts, and daily living.
​
Fixed Premiums: You can fix your premium to remain level throughout your life, making it easier to budget into the future (Life cover remains same from day one), or you can index your premium and life cover benefits so as to maintian cover in line with inflation. Some companies over a mixture of term and whole of life on there plans, giving you the best of both options and cover.​Contact us for further information and quotes.
